Client Proposition Documents

Our Client Proposition Document explains this process and provides an indicative guide to fees and charges.  

 
This document explains more about the services we offer with Pensions & Investments and what these will cost. It also explains about the process we follow and the ongoing service levels.
This document explains more about the services we offer with Mortgages and Insurance (Protection) and how we are paid.

Statement of Professional Standing (SPS)

The FCA requires that all retail investment advisers now hold a Statement of Professional Standing (SPS).

An SPS can only be issued by an FCA appointed accredited body, such as the CII, and confirms that an adviser:
 
  • Has adhered to a code of ethical standards
  • Holds the required qualifications for the activities they undertake; and
  • Has completed appropriate CPD and complied with APER (Statements of Principle and Code of Practice for Approved Persons)

 

Richard's SPS is attached and this can be verified at www.fca.org.uk/register searching the FCA individual reference number RJH01404
James' SPS is attached and this can be verified at www.fca.org.uk/register searching the FCA individual reference number JSH01108

Client Newsletter

The latest version of our quarterly newsletter

Investor Update

Investor updates and market commentaries 

 
This Budget Bulletin is provided strictly for general consideration only. While every care has been taken in its preparation it is essential that no action is taken or refrained from based on its contents alone. Advice is absolutely essential and so no responsibility can be accepted for any loss occasioned as a result of such action or inaction. For information only. Always seek professional advice before acting.
This Budget Bulletin is provided strictly for general consideration only. While every care has been taken in its preparation it is essential that no action is taken or refrained from based on its contents alone. Advice is absolutely essential and so no responsibility can be accepted for any loss occasioned as a result of such action or inaction. For information only. Always seek professional advice before acting.

Reference Documents

Other useful guides and information

 

 
This leaflet tells you how Openwork and your Adviser use the information you give us and how we protect your privacy. It also explains your rights under the General Data Protection Regulations.
Our service is built around comprehensive financial planning and sound investment principles. By exploring your goals and objectives we can tailor a financial strategy specific to your needs using the products and services of a carefully selected range of companies that share our high standards. (01/2018)
A list of our current mortgage product providers.
For information only. Always seek professional advice before acting. HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

We use the latest software, our professional acumen and our years of experience to provide trusted advice.

We just think of it as doing our professional utmost to exceed the standard of service you should expect, treating you in the way we’d like to be treated ourselves.

And we don’t believe in keeping you waiting all year to find out how your portfolio is doing, either. Instead, we give you online access, which lets you see an instant snapshot of your financial position on your phone, computer or smart TV, wherever you are and whenever you like.

UK News

A nine-year-old girl pays tribute to her cousin, who died alongside his family in Grenfell Tower.
A 95-year-old man is arrested after a female carer died of head injuries, the Met said.
The design reflects the Duchess of Sussex's Californian background, Kensington Palace says.
A customer took more than four hours to get through to TSB by which time most of the money had gone.
Britons working on the island had passports seized and some were assaulted, the Foreign Office says.