Pension Planning

It's important to plan ahead for your retirement. Here, we explain why pension planning is so critical, and describe some of the options available to you. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


Pensions & Divorce

Pensions & Divorce

With pensions being most people’s second-largest asset, they can become a major consideration in any divorce settlement.

The Value of Retirement Planning

The Value of Retirement Planning

We all know it’s important to plan for retirement, but many of us are still not planning well, or early enough.

What is a Personal Pension?

What is a Personal Pension?

Personal pensions may be suitable if you are self-employed, if you are not working but can afford to put aside money for retirement, or even in addition to a company pension.

Automatic Enrolment for Employees

Automatic Enrolment for Employees

A workplace pension is a way of saving for retirement arranged by an individual’s employer. It is sometimes called a ‘company pension’, an ‘occupational pension’ or a ‘works pension’. Automatic enrolment into a workplace pension is an easy, hassle-free way for workers to save for their retirement while they are earning.

Automatic Enrolment for Employers

Automatic Enrolment for Employers

The government has introduced a new law designed to help people save more for their retirement. It requires all employers to enrol eligible workers into a workplace pension scheme if they are not already in one.

How Personal Pensions work

How Personal Pensions work

The fundamental idea of a personal pension plan is simple. You put money into a savings fund and it hopefully grows in value. At retirement, you have several options which are usually designed to replace some (or all) of your employment income.

Pensions

There has been an explosion in demand for final salary transfers since April 2015. Ceri Jones look at market trends in transfer rates and processes, asking if their popularity will wane as rules tighten.
A group which has campaigned for 45,000 Norfolk women affected by state pension age changes have welcomed a move to put pressure on the government over the issue.
QROPS stands for Qualifying Recognised Overseas Pension Scheme, is a pension outside of the UK for Expats that is similar to UK registered pension schemes
Peter Brand, pictured, fell foul of the confusing state pension top-ups system - he was left nearly £2,500 out of pocket for over half a year before discovering his mistake 'by chance'.
If you can afford to put off taking your state pension, it may save you money in the long run.