EQUITY MARKETS SELL OFF AS INVESTORS WORRY ABOUT INTEREST RATES

Posted by siteadmin on Monday 15th of October 2018

The latest market update from Omnis Investments

EQUITY MARKETS SELL OFF AS INVESTORS WORRY ABOUT INTEREST RATES

FED FORECASTS FURTHER MONETARY TIGHTENING AS ITALIAN COALITION OUTLINES BUDGET

Posted by siteadmin on Tuesday 2nd of October 2018

MARKET UPDATE: FED FORECASTS FURTHER MONETARY TIGHTENING AS ITALIAN COALITION OUTLINES BUDGET

How could a ‘no deal’ Brexit affect your portfolio?

Posted by siteadmin on Tuesday 25th of September 2018

There has been plenty of speculation lately about the impact of a ‘no deal’ Brexit on the UK economy. Just last week, Bank of England Governor Mark Carney warned ministers that house prices might fall, and the government published another round of planning papers outlining what companies and individuals need to do if the UK leaves the EU without an agreement.
 
Brexit-related uncertainty has already affected the economy. Businesses have postponed investment, while weaker sterling has fuelled inflation and squeezed household spending due to tep...

The latest market update from Omnis Investments

US AND CHINA SWAP TRADE TARIFFS AS PRIME MINISTER SUFFERS BREXIT SETBACK

Spending the calm studying the storm

Posted by siteadmin on Tuesday 18th of September 2018

If there is a presiding theme for 2018, and forthcoming changes to the country’s finances, then it is uncertainty. The Brexit negotiations have been taken over by a new minister and we are yet to get any kind of clarity on what a potential deal could look like. Meanwhile, whilst there are positive signs in the economy, in his forthcoming Budget the Chancellor still must toe the line between slow growth and inflation, persistently low interest rates, and exactly how he will find more money for the NHS. One thing seems clear: it is impossible ...


The value of investment advice

Posted by siteadmin on Tuesday 24th of April 2018

Let’s be honest. Seeking advice on how to look after your money may not be as fun as the immediate thrill of spending it, but it could be a rewarding decision in the long run.

Research published last summer by the International Longevity Centre for Royal London found that those who received financial advice in the 2001-2007 period were around £40,000 better off than their unadvised peers by 2012-14. The report also found that 9 in 10 people were satisfied with the advice received, with the clear majority deciding to go with their adviser’s ...


The importance of diversification

Posted by siteadmin on Tuesday 10th of April 2018

With ISA season comes the usual fanfare in the money pages about which investments will deliver the best returns – peppered with the usual important caveats about investment performance and the potential for loss of course.

Every commentator will have a different idea about which areas and which funds are the best bet; and these varying opinions can cause confusion for anyone relying on their expertise.

It’s also important to note that none of these talking heads will be privy to your specific financial circumstances and goals – no matter...


The gold standard in advice

Posted by siteadmin on Monday 12th of March 2018

The prestigious ‘Chartered Financial Planner’, designated by the Chartered Insurance Institute (CII), is the industry’s gold standard for financial planning firms.

Achieving Chartered status means an adviser, or financial planning firm, has committed to the highest levels of technical and professional knowledge and competence. They have successfully completed advanced professional qualifications and can demonstrate an ongoing commitment to continuing professional development and adherence to an industry standard Code of Ethics.

Although th...


Are you considering pensions to get money out of your company?

Posted by siteadmin on Wednesday 28th of February 2018

New research has suggested that UK’s Small and Medium Enterprises (SMEs) are optimistic about the global economy and their role in it.  If this applies to you and you have built up a healthy balance sheet, you may be considering how you can release money from your business in a tax efficient way.
 
Most business owners are aware how they can do this through dividend payments or by paying a higher salary or bonus.  However, making a pension contribution may be something that you have not considered.  We believe this may be an effective tax ...

The ABC of Junior ISAs

Posted by siteadmin on Tuesday 9th of January 2018

The Junior Individual Savings Account (ISA) was introduced in 2011, 12 years after the launch of the original ISA in 1999, which recently celebrated its 18th birthday

In a nutshell, the Junior ISA is a long-term, tax-free savings account for children. It effectively replaced the Child Trust Fund and aims to enable parents to save a tax-efficient nest egg for their children.

There are two types of Junior ISA and your child can have one or both types:

• A cash Junior ISA, where you won’t pay tax on interest on the cash you save.

• A stocks...